Math

The Medicare Problem -- A Reminder

The medical treadmill

That's what we call it around here. Go in with a simple complaint, or make an offhand comment during a routine exam, and the next thing you know you're a thousand or two or three in debt. That's not counting lost time from work, physical discomfort, and worry. And it's hard to get off the damned thing, because nobody wants to talk about when it's time to stop.

This is a phenomenon that Tara Parker Pope takes on here. Overtesting and overtreating is a huge problem, and it's one that's finally getting some attention. Granted, some of it is negative attention from the oh-my-god-death-panels crowd, but it's a serious question. Multiple screening tests have fallen under fire for the possibility that they cause more harm than good; intervals have been lengthened, the ages at which screening begins have gone up, or the test is no longer recommended as a routine screening. These recommendations are politically contentious, to say the least. 

I've had a couple of run-ins with overtesting in the last few years that have left me a skeptic. I found myself guilted into a mammogram at the age of 35 because my mother had breast cancer. After menopause. This means that there is no statistical increase in my risk, according to the doctor I saw. He wrote for it, though, and told me that it was the safest way to go. The nurse was horrified that I wasn't going to schedule it. So I went against my gut and did it anyway, because I can be a wimp like that. My insurance, of course, did not cover it and they shouldn't have. Completely unnecessary. 

I'm a lot less wimpy about that sort of thing now.

I've had two clear episodes of a neurological problem that looks an awful lot like MS. The thing is, there is no evidence of MS on MRI, or at least there wasn't the last time I had one, which was about a year ago. Efforts to diagnose the problem involved 3 specialists, 7 MRIs, and countless panic attacks. SEVEN MRIs, in less than 3 years.Multiple rounds of bloodwork, too, some of which again the insurance rightly refused to pay for, given that they were duplicates of labs that would not have changed I went along with this because I trusted my neurologist. But when I went up to see a neurologist at Tufts, he asked me why all of this had been done. And I didn't have a good answer for him. He gave me permission to stop seeing doctors, and apart from the 6 month follow-ups with my regular neurologist, I have. And at the last check? I turned down yet another MRI, since my symptoms haven't changed significantly since the last one.

The question of where to stop is a thorny one, but very, very important, and I'm glad that we're starting to look at it. The skepticism is overdue.

Things I've run across this week that I haven't had time to post about:

--Taxmageddon: I'm getting pretty tired of watching my paycheck shrink, but I am increasingly of the mind that we may as well let this happen and get it over with. I really don't see at this point any hope that it won't eventually destroy what it's going to destroy, so why not let it fuck things up now rather than later?

--Speaking of disaster scenarios, I heart this: Everybody Jump. I predict that casualties may be even higher due to the notorious awfulness of Rhode Island drivers. How bad are they? We Massholes get scared when we see a RI plate.

--Unnecessary Testing: This is a question that is also debated all over the mommy boards and blogs in respect to the necessity of C-Sections. I'm not going to tackle the complexities involved right now, but there is clearly a point at which it's time to say enough, and I've been in a situation where testing was clearly pursued far beyond the point of reason. Interesting question, though, and one that needs to be considered closely in the current environment.

--I don't even know where to start with the Mass healthcare bullshit. Deval Patrick no doubt has made things worse than they could have been through poor implementation, but Romney was instrumental in setting up the framework for him to screw it up in. This is most of the reason why I declared at the time that I would never, never vote for Romney in a Presidential race. Amazingly enough, we wound up with a race against an administration so vile that I'll have to swallow my objections and vote for the son of a bitch.

--If T-Mobile keeps their new unlimited data plan, I may finally switch from Verizon. I'm accustomed to not having to keep track of these things now, and I have no desire to roll that back, even though I don't use enough data for it to be a problem. I think it's a good business move for them after Verizon eliminated their unlimited plan.

Irony

Student Debtors Might Not Get Mortgages

When I was in college, we were told that student loan debt would *help* us get mortgages, because we'd make so much extra money with a degree, leading not only to the ability to actually, you know, afford a house, but to make regular payments on the loans and establish a credit record. Bonus points for those who buy their books with a credit card and pay it regularly (though I seem to remember that you weren't actually supposed to pay it off, if you wanted maximum credit-building).

That didn't really work out for me, but I'm sure it at least made some sort of sense at the time.

I really hope they're not telling the kids that sort of thing anymore, because we've obviously reached the point where it makes no sense at all. It's incredible that we've reached the point where paying for college can keep you from buying a house. The world really has turned upside down, hasn't it?

(Via Instapundit)

Infuriating!

I knew that the ethanol mandate was a problem, but really? 40% of the US corn crop goes to fuel? 40%?

Son of a bitch.

Also this:

PS-  It's kind of amazing the supposed worst drought ever has dropped corn yields by just 13%.

Too bad terrible policy is transforming that from a modern-day miracle into a tragedy.

Sometimes, your parents really *are* wrong.

We give younger people a lot of crap for not believing a thing that their elders say, but as the world changes they are more and more correct in ignoring us. Here is a perfect example: a parent fussing because her adult (college educated) child took a job that she feels is insufficiently fancy.

Um, yeah.

The days where a college degree almost automatically leads to a "good" job are OVER. They've been over for a while. The old ways and the myths seem to have a life of their own, though (was there ever an era when a job was yours until retirement, with excellent benefits and a big fat pension?), and the folks who throw you on the college track sure as hell aren't going to tell you this even if they realize it.

Most parents want what's best for their kids, but they're judging that best by conditions that haven't existed in so long that to these kids it sounds like an urban legend. 

The other thing that bugs me about this is that "good" and "well-paying" are not synonymous. It's a rather obvious point but still worth considering.

In any case, kids? Ignore us old farts when it comes to higher ed. Your world is frighteningly different from ours, and we know even less about how to navigate it than you do. Innovate, live, and be happy...and don't do it carrying the myths that we would foist upon you.